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Is the healthcare system broken? 🤔 In this eye-opening conversation, KOSI 101 radio host Kathie J sits down with Lisa Fagan, CEO of Smith Medical Direct Specialty Care, to talk about direct pay surgery — and why it may be the future of transparent, affordable healthcare. At Smith Medical in Littleton, Colorado, patients can see real surgery prices online — upfront, bundled, and transparent. One price covers: ✔ Surgeon ✔ Facility ✔ Anesthesia ✔ Implants ✔ 90 days of post-op care ✔ No surprise bills Unlike traditional insurance-based surgery that can vary by 40–400% for the same procedure, Smith Medical offers clear pricing that’s often 40–60% less than hospital costs. In this interview, you’ll learn: • Why healthcare pricing is so confusing • How direct pay surgery eliminates surprise billing • Why surgeons love the model • How uninsured and high-deductible patients can save thousands • Why spine procedures are frequently denied by insurance • How employers use direct pay surgery to reduce healthcare costs • Why you should always ask for the “cash pay rate” Whether you’re uninsured, have a high deductible plan, or are simply frustrated with surprise medical bills — this conversation could completely change how you think about healthcare. 📍 Located in Littleton, Colorado 🌐 View transparent pricing: https://smithdirectcare.com 📞 Call to see if your procedure qualifies Put the care back in healthcare — and put it back in your hands. #HealthcareTransparency #DirectPaySurgery #SmithMedical #HighDeductiblePlans #CashPayHealthcare #ColoradoHealthcare #HealthcareReform