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Congress is debating major changes to Social Security—and the outcome could mean benefit expansion or future cuts. With trust fund shortfalls projected by 2033, lawmakers have introduced a wave of bills aimed at increasing benefits, changing cost-of-living calculations, and redefining how and when Americans claim Social Security. Richard Rosso breaks down the key Social Security reform proposals currently circulating in Congress, what they would change, why most face steep political hurdles, and what these debates mean for retirement planning in the years ahead. 0:00 - INTRO 0:19 - Social Security's Deadline for Survival 3:12 - The Importance of Checking Your SS Statement 5:57 - Lawmakers Looking at Social Security Reform 7:21 - Why Waiting is Worth it 10:48 - Safeguarding Social Security Act 13:35 - Social Security Emergency Inflation Relief Act 15:04 - Boosting Benefits & COLA's Act 18:53 - Protecting & Preserving SS Act 20:27 - The Claiming Age Clarity Act 22:14 - The Overall Theme of SS Reform 27:28 - Figure Out Your Own Situation Hosted by Director of Financial Planning, Richard Rosso, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: • 1-16-26 Social Security Reform: Expansion ... ------- Watch our previous show, "Silver’s Surge: Bubble or Fundamentals?" here: • 1-15-26 Silver’s Surge: Bubble or Fundamen... -------- The latest installment of our new feature, Before the Bell, "Market Rotation Is Broadening — But Risks Remain," is here: • 1-15-26 Market Rotation Is Broadening — Bu... ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria... ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: / therealinvestmentshow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: / realinvadvice / lanceroberts / realinvestmentadvice / realinvestmentadvice #SocialSecurity #RetirementPlanning #Congress #COLA #RetirementIncome