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00:00-00:43 Intro 00:44 - 00:56 What is Title Insurance 00:57 - 01:48 An Example Of When You Want Buyers Title Insurance 01:49 - 02:08 Title Search 02:09 - 02:19 Who's Responsible To Pay The Lien? 02:20 - 03:15 Real Life Example That I Experienced 03:16 - 03:40 How Often Are Claims Made With Title Insurance? 03:41 - 03:55 When Is Title Insurance Mandatory? 03:56 - 04:02 How to Contact Mem| Like & Subscribe 04:03 - 04:08 Required Disclosures Contact me: (919) 714-8796 | nevin@fairwaymc.com #firsttimehomebuyer #HomeBuyingTips #mortgagepreapproval 🔎 Related Videos: 📌 Income requirements for home buying pre-approval: • Income Requirements for Home Buying Pre-Ap... 📌 How much is needed for down payment? • Home buying - How much is needed for a dow... 📌 Don’t forget to LIKE 👍, SUBSCRIBE 🔔, and COMMENT 💬 below with your questions! 📌 Follow Us on Social Media: 📸 Instagram: / nevinmortgageteam 📘 Facebook: / raleighmortgage My Reviews: Google: https://g.co/kgs/qAymyj2 Experience: https://www.experience.com/reviews/ne... Zillow: https://www.zillow.com/lender-profile... Buying a Home Without Title Insurance? This $60,000 Mistake Could Be Yours! 🏠💸 In this video, Nevin breaks down a real-life example of how skipping owner’s title insurance almost cost a homebuyer $60,000—and why this essential (but optional) policy can save you from hidden liens, legal headaches, and financial disaster. Whether you're a first-time homebuyer, navigating real estate for the first time, or just curious about how title insurance works, this video is packed with practical insights to protect your biggest investment. Don’t miss this must-know tip for anyone in the housing market or learning about mortgages and home buying.