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I moved to Burlington, Vermont to support my family back home with my freelance photography income, but the Harborview Coldfront Landing Association had other plans. When their own plow service left ice chunks on my sidewalk, the HOA's special assessment coordinator tried to hit me with escalating fines and a tow threat, claiming I wasn't meeting "her standard." She staged violation photos, manipulated meeting minutes, and brought a compliance squad to my doorstep. But I had certified letters proving I'd cured every violation before they fined me, and when I filed a formal records complaint in front of other homeowners, her entire enforcement scheme came crashing down. This is the story of how an HOA tried to bankrupt me over snow they created, and how their own rules became their undoing. Subscribe for more HOA nightmare stories. #HOA #HOAStory #HOAstories #homeownersassociation #story #stories