How Much Do You Really Need to Retire? (Beyond the 4% Rule) | Real Case Study скачать в хорошем качестве

How Much Do You Really Need to Retire? (Beyond the 4% Rule) | Real Case Study

What does it actually take to retire comfortably? In this Investment Friday case study, CFP® Hannah Chapman walks through a real-world retirement plan using fiduciary financial planning principles — not just rules of thumb like the 4% rule. You’ll see: How to calculate retirement needs based on lifestyle spending Why the 4% rule may oversimplify your plan How Social Security assumptions impact retirement success What a Monte Carlo simulation actually tells you When Roth conversions help — and when they don’t How to test early retirement, travel budgets, and medical costs Using professional planning software (eMoney), Hannah breaks down a sample couple in their mid-50s with $1.7M invested and $400k income. Can they retire at 63? What if Social Security changes? What happens in a down market? This video shows how fiduciary financial planning creates clarity and confidence — using real data, not guesswork. If you want to understand how retirement planning really works behind the scenes, this is the inside look. 🔎 Related Episode: Deep dive on the 4% Rule    • How Much Do You Really Need to Retire? Ret...   📌 Learn more about working with Hannah at: https://x2wealth.com Topics Covered: Retirement planning 2026 How much do I need to retire 4 percent rule explained Social Security retirement planning Roth conversion strategy Monte Carlo retirement analysis Early retirement planning Financial planning for business owners If you found this helpful, subscribe to Investment Friday for weekly breakdowns of markets, retirement planning strategies, and financial decision-making clarity. #retirement #socialsecurity #earlyretirement #financialplanning