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Want to improve your English listening skills AND learn how to save money at the same time? 💸 In today’s episode of the Mr. Speaker English Channel, Emily and Paul break down essential English vocabulary related to personal finance. We make talking about money simple and fun! You will learn the difference between "Needs" and "Wants," how to create a stress-free budget (Money In vs. Money Out), and easy tricks to stop wasting cash on coffee and takeout food. Whether you are a beginner or looking to polish your English conversation skills, this episode is perfect for you. 🚀 👇 IN THIS EPISODE YOU WILL LEARN: ✅ Essential Money Vocabulary: Spending, Saving, Salary, Cost, Price. ✅ The Golden Rule: The real difference between a NEED (food, rent) and a WANT (video games, expensive coffee). ✅ Budgeting 101: How to use a simple notebook to track your cash. ✅ Smart Saving Hacks: Why cooking at home and using a shopping list saves you thousands. ✅ The Piggy Bank Method: A classic way to save your coins! 🎧 CHAPTERS (Jump to the section you need): 0:00 - Intro: Talking about Money is Easy! 2:08 - Spending Money & Daily Habits 2:50 - The Big Question: Needs vs. Wants 4:50 - What is a Budget? (Money In vs. Money Out) 8:25 - How to Save Money (Coffee & Cooking Tips) 10:13 - The Power of a Shopping List 📝 11:15 - Setting a Saving Goal (Visualizing Success) 14:00 - The Piggy Bank & The Bicycle Jar 🐷 15:40 - Review: 5 Steps to Financial Success 🔔 SUBSCRIBE for more easy English listening practice! Don't forget to LIKE this video if you learned a new word today! #LearnEnglish #EnglishPodcast #MoneyVocabulary #BudgetingTips #ESL #EnglishListening #SaveMoney #FinancialEnglish #MrSpeakerEnglish