From Fax Machines to AI: How Mortgages Have Evolved (and What’s Next!) | скачать в хорошем качестве

From Fax Machines to AI: How Mortgages Have Evolved (and What’s Next!) |

In this NEW episode of the Get Real Estate podcast, we sat down with longtime mortgage expert John Pyne, the Regional Manager and Loan Officer at Atlantic Bay Mortgage Group, to talk about what it really takes to thrive as a loan officer in today’s market. 🏡 John grew up in the industry (literally writing approval letters at 8 years old) and brings decades of experience and wisdom to the table. He breaks down how AI is changing the mortgage game, the tools savvy LOs are using to stay competitive, and what buyers need to know about first-time homebuyer programs, interest rates, and economic trends like inflation and the 10-Year Treasury. 📲 Plus, we talk content creation, social media strategy, and how AI is helping originators work smarter—not harder. Whether you're an agent, lender, or buyer, John offers real strategies that help clients win in today’s fast-moving market. 🎧 Subscribe to Get Real Estate for more honest conversations with the top minds in the real estate world. Find more of our content and episodes here: 🎙️ 🗣️ : Get Real Estate Podcast 🎙️ : https://www.getrealestatepodcast.com/ Stay Connected: 🌐 Visit Allied Title: https://www.alliedtitleandescrow.com/ 📱 Instagram: @ allied_title   / allied_title   📣 Facebook: @ alliedtitle   / alliedtitle   💼 LinkedIn: @ allied-title-escrow   / allied-title-escrow   ▶️ Connect with John: 🌐: https://www.atlanticbay.com/johnpyne/ 📲 : @ mortgagebyjp   / mortgagebyjp   🎥: ‪@MortgagebyJP‬ 00:00 – Intro 01:00 – John’s Story in the Mortgage Industry 03:12 – How Mortgage Tech Has Evolved 05:00 – AI in Lending: Threat or Tool? 07:34 – When Should You Talk to a Loan Officer? 08:33 – Escrow or Separate Tax Payments? 09:28 – Will Loan Officer Compensation Change? 10:30 – Social Media for Loan Officers 11:18 – Inflation, Rates & the Economy Explained 12:25 – How the 10-Year Treasury Impacts Rates 13:12 – First-Time Buyer Programs & CRA Loans 16:00 – Qualifying with One Borrower on the Loan 16:44 – Is Now a Good Time to Become a Loan Officer? 18:03 – Is “Date the Rate” Dead? 19:32 – Will Homeowners Ever Leave Their Low Rates? 20:56 – Top Mortgage Mistakes to Avoid 21:32 – Best Advice for First-Time Buyers 22:09 – Myths from the 2008 Mortgage Crisis 23:04 – Worst Loan Programs from the Past 23:39 – Ideal Credit Scores for Best Rates 24:42 – Why Wealthy Borrowers Still Get Denied 25:20 – Jumbo Loans: What You Need to Know 26:54 – Current Conforming Loan Limits #loanofficer #mortgageofficer #realestate #realestatemarket #housingmarket #mortgagerates #homebuyers #technologyevolution #airealestate