RSUs: When to Sell (What It Costs You) скачать в хорошем качестве

RSUs: When to Sell (What It Costs You)

Your company grants you restricted stock units (RSUs). They vest. Now you have to decide whether to sell or hold. That decision affects your income tax, capital gains exposure, diversification, and long term wealth building. In this video, Ara, wealth manager and CPA, explains how RSUs actually work, what happens at vesting, how RSUs are taxed, and how to think through the hold versus sell decision strategically. Topics covered include: • What vesting really means and why it creates ordinary income • How capital gains tax works after vesting • The difference between short term and long term gains • When selling immediately may make sense • How concentration risk impacts financial planning • Why withholding on RSUs is often not enough • How RSUs fit into a broader tax strategy and retirement investing plan RSUs are not double taxed, but there are two distinct tax events. Misunderstanding that structure can lead to surprise tax bills or overexposure to company stock. If you receive equity compensation, your RSU strategy should be coordinated with your overall financial planning, retirement investing, and long term tax strategy. For help reviewing your RSUs or building a coordinated wealth plan, connect with us here: https://www.acapam.com/contact/ #RSUs #RestrictedStockUnits #FinancialPlanning #TaxStrategy #RetirementInvesting #EquityCompensation #CapitalGainsTax #WealthManagement #HighIncomeEarners #StockCompensation