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What if the real threat to your wealth isn’t market volatility or income but money sitting quietly inside your corporation, slowly eroding over time? In this episode of the Make Life Less Taxing Podcast, Daniel Hanzelka sits down with Niko Bruno, founder of Insured Wealth Financial Strategies, to unpack what most incorporated professionals and business owners don’t realize about retained earnings, corporate structure, and long-term planning. Niko shares his journey from construction and entrepreneurship into financial strategy, and why so many successful business owners unknowingly lose wealth, not because they aren’t earning enough, but because their capital lacks intention and structure. Together, they explore the mindset shift from “I’m fine” to true clarity, and why income alone doesn’t create freedom structure does. This conversation dives into the stages of business ownership, the dangers of idle corporate capital, and Niko’s retained earnings optimization framework: convert, preserve, and multiply. You’ll also hear why collaboration, clarity, and a solid foundation matter more than chasing the next idea or opportunity. 💡 In This Episode, You’ll Discover: Why idle corporate capital quietly erodes over time The three stages every business owner moves through Why structure not income creates long-term freedom How clarity changes decision-making for entrepreneurs What most incorporated professionals overlook about legacy planning 👤 About Niko Bruno Niko Bruno is the founder of Insured Wealth Financial Strategies. He works with incorporated professionals and business owners to design smarter, more intentional approaches to corporate planning, risk management, and long-term wealth stewardship. 🔗 Connect With Niko Bruno 📍 Location: Laval, Quebec, Canada 🌐 Website: https://www.insuredwealth.ca/ 🔗 LinkedIn: / nikobruno 📘 Facebook: / insuredwealthfinancial 📅 Get My Corporate Wealth Blueprint Guide: https://go.insuredwealth.ca/guide 🎧 About the Make Life Less Taxing Podcast Make Life Less Taxing is a show dedicated to helping people build freedom, clarity, and purpose in every part of their financial life. No hype. No product talk. Just real conversations that help you think differently and live more intentionally. 🌐 More Episodes: https://makelifelesstaxingpodcast.com 📥 Be a Guest: https://makelifelesstaxingpodcast.com... #MakeLifeLessTaxing #BusinessOwnerWealth #CorporatePlanning #WealthMindset #EntrepreneurLife #FinancialClarity #LegacyBuilding #TaxAwareness #IntentionalWealth