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SIP will NOT make you rich… unless you follow these 3 steps. In this video, I uncover the harsh truth every investor ignores: ✔ Why a fixed SIP for 20–30 years fails ✔ How inflation silently destroys your future returns ✔ Why starting early matters more than the amount ✔ How step-up SIP + lumpsum + time create REAL wealth Most people believe “₹1,000 → ₹70 Lakhs” automatically means financial freedom. But the REAL value of your future money is far less than what calculators show. Today, you’ll understand the truth, with real examples of Rahul & Sameer — and exactly what YOU must do to avoid wasting years of investing. If you want your SIP to actually change your life… watch this till the end. And in the next video, I’ll show you 10 income sources you can start in India to grow your income and boost your investments. ⭐ Disclaimer This video is for education and awareness only. It is NOT financial advice, NOT a stock recommendation, and NOT investment advice. Please do your own research or consult a registered financial advisor before investing. All calculations shown are approximate and based on publicly available data and calculators. #sip #finhabits #money #investmentadvice #inflation #india