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Money mindset and emotional money blocks influence your income, savings, and financial decisions more than strategy alone. If you struggle with money, repeat financial patterns, or feel stuck despite knowing what to do, unconscious money beliefs may be driving your behavior. In this episode of Money and Motion, Josefina Bonilla Velez speaks with Morgana Rae about money psychology and the six-step process she developed to transform your relationship with money by addressing emotional root causes. This episode covers: • Why financial advice often fails • The brain’s fear response to money • The “money monster” framework • The six steps to change money habits • Concrete, measurable action steps • How safety and self-worth impact financial results If you’ve ever thought, “I know what to do financially, but I don’t do it,” this conversation explains why and provides a structured way forward. Money and Motion is for women 50+ who want to build wealth, sustain health, and thrive. Chapters 00:00 Why Financial Advice Isn’t Enough 02:10 The Brain’s Reaction to Money 06:15 Emotional Money Blocks Explained 11:45 Morgana Rae’s Personal Financial Crisis 18:30 The Six-Step Transformation Process 25:40 Destroying the Money Monster 31:10 Meeting Your Money Honey 36:30 Concrete Measurable Action 42:00 Final Thoughts