Is It Time to Refinance in 2026? | eMortgage Hawaii скачать в хорошем качестве

Is It Time to Refinance in 2026? | eMortgage Hawaii

In this in-depth webinar, Kurt Nielsen, President of eMortgage Hawaii, breaks down how to evaluate refinancing decisions from a true financial perspective, not sales pitches or gimmicks. This session is designed to help homeowners understand when refinancing actually improves your financial position — and when it can quietly cost you hundreds of thousands of dollars over time. What this webinar covers: Why “saving money monthly” can be misleading The hidden cost of resetting your mortgage amortization How to evaluate refinancing based on interest saved, not payment reduced When a HELOC or second mortgage may be better than refinancing your first Strategic uses of home equity (ADUs, investments, education, retirement, liquidity) Fixed vs adjustable-rate mortgages and how to match the loan to your life plan How Hawaii homeowners can put equity to work instead of earning a 0% return Real examples showing how small rate changes impact long-term wealth Kurt also explains how refinancing fits into strategic homeownership — treating your home as the largest financial instrument you’ll ever manage, not just a place to live. This webinar is ideal for: Hawaii homeowners considering refinancing Buyers sitting on significant equity Investors and ADU builders Anyone who wants clear, math-based mortgage advice If you’re considering refinancing, this session will help you ask the right questions before making a decision. Hosted by: Kurt Nielsen, President, eMortgage Hawaii MBA–Finance | MS–Economics | NMLS #51724 808-334-6201 | kurt@emortgagehi.com Licensed in HI, CA, CO, and TX Learn more at: http://www.emortgagehi.com eMortgage Hawaii | NMLS #763350