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✨ Hey Budget Baes Heyyyy ✨ Welcome or welcome back to My Life On a Budget, where real money discipline meets real life. In today’s video, I am breaking down my January 2026 Budget by Paycheck #3. This is exactly how I assign every single dollar so I can stay organized, pay bills on time, grow my savings, and avoid overspending as the year continues. This is a real life paycheck to paycheck budget using the cash envelope system, sinking funds, a budget binder, and bill tracking. I walk through my actual numbers step by step so you can see how to budget your money even if you are behind, restarting, or trying to stay consistent in 2026. If you are focused on getting out of debt, rebuilding savings, stopping the paycheck to paycheck cycle, and finally sticking to a budget, this video is for you. 🔥 Inside this Budget by Paycheck video • January 2026 Budget by Paycheck #3 • How I split my paycheck for bills, groceries, gas, and spending • Cash envelope stuffing and sinking fund planning • My customized budget binder and Frankenplanner setup • How I stay disciplined, focused, and consistent with my money 🎯 This video is perfect for you if you are • Budgeting paycheck to paycheck • Cash stuffing in 2026 • Paying off debt • Rebuilding savings • Using the envelope system • Trying to stop overspending • Learning how to budget your money the right way 👛 Real budgets. Real numbers. Real financial discipline. 📌 Support the budgeting community Like this video Comment your top financial goal for January Subscribe for weekly budget by paycheck videos, cash stuffing, and money motivation 📱 Stay Connected Facebook Group: My Life On a Budget Business Inquiries: thabudgetbae@gmail.com ✈️ Need travel planning help I handle the details so you do not have to https://form.jotform.com/222696057740057 🎁 FREE Gift Cards with Fetch Use code ME9AR and earn 2,000 bonus points after your first receipt scan