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How affordable is it really to live in Pagosa Springs, Colorado? That’s one of the most common questions I get from people who are thinking about moving here, and in this episode of Talking Pagosa Springs, I walk through the real cost of living from a local’s point of view. In this video, I break down what people actually pay in Pagosa Springs, including housing prices and current market trends, rental costs, utilities and heating, gas and transportation, groceries, and everyday expenses. I also talk about what locals often call the “mountain tax,” why it exists, and how lifestyle choices play a big role in whether living here feels affordable or not. This isn’t about hype or selling a dream. It’s about sharing real information and real context so you can decide for yourself if Pagosa Springs fits your lifestyle and your budget. Everything shared here is based on local market data and my firsthand experience living and working in the area. If you have questions about living in Pagosa Springs, affordability, housing, or lifestyle, feel free to drop them in the comments. This entire series is built around viewer questions, and I truly enjoy hearing different perspectives and experiences. New episodes of Talking Pagosa Springs typically release on Wednesdays at 3:00 PM Mountain Standard Time. If you’re thinking about making a move to Pagosa Springs and want to talk things through one-on-one, I’m always happy to have that conversation. Jon McSwain | Colorado Realtor® | eXp Realty 📱 970-585-4028 📧 [email protected] 🌐 https://jonathanmcswain.exprealty.com 🔗 https://linktr.ee/JonMcSwainRealEstate 00:00 – Intro: How Affordable Is Pagosa Springs Really? 01:10 – What People Miss About Cost of Living Here 02:03 – Housing: Why Prices Have Shifted in Pagosa 04:20 – Home Prices, Inventory, and Seasonality Explained 06:15 – How Long Homes Are Taking to Sell (Days on Market) 08:38 – Renting in Pagosa: Real Prices & Availability 10:27 – Why Rent Feels Expensive (Supply & Demand) 11:00 – Day-to-Day Living Costs & the “Mountain Tax” 11:40 – Groceries, Services, and Local Cost Trade-Offs 14:00 – Transportation, Gas Prices, and Distance Reality 18:26 – Utilities: Heating, Electric, Water, and Propane 22:40 – Air Conditioning, Home Maintenance & Winter Reality 24:20 – Taxes: Property, Sales, and Income (Quick Overview) 26:15 – Is Pagosa Affordable? Final Take & Lifestyle Balance 29:55 – Income, Jobs, and Why This Matters Long-Term 30:34 – Final Thoughts, Viewer Questions & What’s Next