The Retirement Decision Most People Delay Too Long скачать в хорошем качестве

The Retirement Decision Most People Delay Too Long

Most people do not retire broke because they earned too little. They retire broke because they delayed decisions they already knew they had to make. In this episode, I am joined by Lizl Budhram for a practical conversation about when you should actually start saving for retirement and why timing matters more than most people realise. We discuss • Why retirement planning applies to almost everyone • The real risks in retirement, including medical costs • Why financial plans must be reviewed every year • The difference between life annuities and living annuities • When delaying retirement saving can make sense • How planning gives you flexibility instead of restriction This is not about fear. It is about understanding the consequences of your choices early enough to still have options. If you are in your 30s, 40s, or approaching retirement, this episode will help you make better decisions with more clarity and less stress.