RegFacts from Mitratech’s Continuity, Oct. 2025 | Compliance Intelligence for Financial Institutions скачать в хорошем качестве

RegFacts from Mitratech’s Continuity, Oct. 2025 | Compliance Intelligence for Financial Institutions

This month’s RegFacts briefing highlights major U.S. regulatory developments tracked by Mitratech’s Regulatory Operations Center. Hosted by Justin Cole, Senior Regulatory Compliance Advisor, the October episode covers: 🔹 33 new RegAdvisor alerts — including 7 final rules, 2 action alerts, 3 proposed rules, and 21 information alerts 🔹 91% compression of 357 pages of regulatory material into 32 pages of actionable summaries 🔹 73 compliance questions resolved, 32 state-level alerts, and 7 enforcement actions totaling $5.7M Top regulatory highlights include: Final Rules 🔹 OFAC: Renames Syrian sanctions regulations and implements two executive orders Effective Sept 25, 2025 🔹 Federal Reserve Board: Decreases primary, secondary, and interest-on-reserve rates Effective Oct 2, 2025 🔹 CFPB: Rescinds 2022–2024 supervisory designation amendments; restores 2013 framework Effective Oct 27, 2025 🔹 FinCEN: Prohibits correspondent accounts for Huong Group (Cambodia) Effective Nov 17, 2025 🔹 CFPB: Extends small business lending data collection compliance dates Effective Dec 1, 2025; mandatory dates vary by lender volume NACHA: Clarifies definition of international ACH transactions Effective Sept 18, 2026 Action Alerts 🔹 FinCEN: Renews Geographic Targeting Order on identifying natural persons behind non-financed real estate purchases Effective Oct 9–10, 2025 🔹 OCC: Updated Spanish-language Equal Housing poster Effective Oct 15, 2025 Proposed Rules 🔹 Treasury (Genius Act): Seeking comments on illicit finance risks tied to digital assets Comments due Oct 17, 2025 🔹 Treasury Advanced NPRM: Digital asset and stablecoin-related questions Comments due Nov 4, 2025 🔹 NCUA: Formal elimination of reputation-risk supervision Comments due Dec 22, 2025 Information Alerts 🔹 New special measures for primary money laundering concerns (FRB) 🔹 Updated OFAC general licenses & FAQs 🔹FDIC Call Report guidance (Sept 30, 2025) 🔹 FinCEN exemptive relief delaying real estate reporting rule to 2026 🔹 Multiple NCUA updates: shutdown coverage, “no regulation by enforcement,” and grant funding 🔹 Joint agency guidance on flood insurance requirements during NFIP lapse 🔹 FFIEC data entry software release for March 2026 submissions 🔹 OCC updates for community bank MRM flexibility and NDIP exam retirements 🔹 Treasury/IRS relief on remittance excise tax deposit penalties 🔹 New FRB FAQs on mutual capital instruments 🔹 New interagency SAR FAQs (Oct 9, 2025) 🔹 CFPB interpretive rule reaffirming FCRA preemption 🔹 Court order enjoining CFPB’s personal financial data rule 🔹OCC elimination of certain community bank exam activities in 2026 🔹 CFPB Spring 2025 agenda 🔹 FCA memo on supporting agricultural producer mental health Want to expand your regulatory coverage? Contact your Mitratech account manager to add state alerts, enforcement actions, or our services to your subscription. Explore Mitratech's Continuity regulatory technology for the financial services industry here:  https://mitratech.com/media/regfacts/... To learn more about Mitratech's Continuity, visit: https://mitratech.com/products/contin... Subscribe to our channel:    / mitratechsuccess