Jack Britt | New Construction Home | Mayview Plan скачать в хорошем качестве

Jack Britt | New Construction Home | Mayview Plan

Autry Lake at Gates Four | Lakefront Living + Up to $10,000 Buyer Incentives! Ft. Bragg & Fayetteville New Construction Homes for Sale in the Jack Britt School District. Plan on relocating to Fayetteville & Ft. Bragg area? Welcome to the Mayview Plan in the highly desired Autry Lake at Gates Four community! This lakefront lot gives you unmatched privacy, unbeatable views, and access to one of the most exclusive country club lifestyles in Cumberland County. Text "New Home" to (910) 224-3584 for more homes like this. FINANCING BREAKDOWN — ACCURATE & REALISTIC NUMBERS Because this is new construction, here’s a true breakdown of what buyers can expect on a $439,950 home. VA Loan (0% Down Payment BUT Closing Costs Still Apply) VA eliminates the down payment, but buyers still pay closing costs and sometimes a VA funding fee (unless exempt). Typical Costs on This Home: • Earnest Money: $4,000–$4,500 • VA Funding Fee: typically 2.15%–2.30% → $9,400–$10,100 • Closing Costs: usually 2%–4% → $8,000–$17,000+ • Prepaids (insurance, taxes, interest): $1,500–$3,500 ✅ Best Case Cash-to-Close: $6,000–$8,000 (If the funding fee is financed AND the $10K incentive covers most closing costs) ✅ Most Common Cash-to-Close: $25,000–$33,000 (Buyer pays standard closing costs + funding fee) ESTIMATED MONTHLY PAYMENTS FOR THIS HOME (These are estimates only. Exact payments depend on your interest rate, credit score, taxes, insurance, PMI, and whether you buy down the rate.) VA Loan Monthly Payment Estimate Assuming 0% down, 30-year VA, and a typical 6.25%–6.75% rate range: Principal & Interest: • At 6.25% → ~$2,710/month • At 6.75% → ~$2,855/month Taxes & Insurance: • Taxes: ~$250–$300/month • Homeowners Insurance: ~$125–$175/month Total Estimated VA Payment: ~ $3,085–$3,330/month (No PMI with VA. If the funding fee is financed, payment increases slightly.) Conventional Loan Monthly Payment Estimate 5% Down Payment Loan amount: ~$417,950 Principal & Interest (6.75%–7.25%): • $2,715–$2,865/month PMI: • $120–$180/month Taxes + Insurance: • $375–$475/month Estimated Total (5% Down): ~$3,210–$3,520/month 10% Down Payment Loan amount: ~$395,955 Principal & Interest: • ~$2,570–$2,730/month Lower PMI: • ~$70–$120/month Taxes + Insurance: • ~$375–$475/month ✅ Estimated Total (10% Down): ~$3,015–$3,325/month This 4 bedroom + Bonus Room (potential 5th bedroom), 3.5 bath home offers space, luxury, and a layout designed for modern living. Listed by Coldwell Banker Advantage Fayetteville. ✨ Home Features: • Owner’s Suite on the Main Floor with walk-in shower + walk-in closet • Gourmet Kitchen w/ gas range, granite island & open-concept layout • Large Family Room perfect for hosting • Three Bedrooms Upstairs with two full baths • Huge Walk-In Attic Storage • Up to $10,000 in Buyer Incentives! (Use toward closing costs or rate buy-down) Exclusive Community Amenities (Included in Purchase): • Gates Four Golf & Country Club privileges • Pool access • Tennis courts • Developer initiation fee INCLUDED • First year of dues INCLUDED Contact Info: Call: (910) 224-3584 Email: [email protected]