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What happens if your bank fails? In this video, we break down exactly what takes place when a bank collapses and how it affects your money, your accounts, and your financial future. If you’ve ever worried about waking up one day and finding your bank app not working or your money suddenly missing, this is the video you need to watch. We explain the step-by-step process of a bank failure in simple, beginner-friendly language. You’ll learn about the role of the FDIC (Federal Deposit Insurance Corporation), how your deposits are insured up to 250,000 dollars, and what happens to your funds during and after a bank collapse. We also discuss how the FDIC steps in, how accounts are transferred to new banks, and how to access your money safely. This video also covers what happens if you have more than 250,000 dollars in a single account, how credit unions are protected under the NCUA, and the risks involved with online banks and fintech platforms like PayPal, Venmo, and Cash App. We also explore what happens to your loans, mortgages, and credit cards if your bank goes under. By the end of this video, you’ll know how to protect yourself, keep your money safe, and be prepared if your bank ever fails. This is a must-watch for anyone who wants to understand banking basics, deposit insurance, and financial safety in uncertain times. Stay informed and make smarter decisions about where and how you store your money. what happens if your bank fails, how FDIC protects your money, what to do if your bank collapses, is your money safe in the bank, bank failure explained for beginners, FDIC insurance limit 250000 dollars, how to protect money from bank failure #BankFailure #FDICInsurance #MoneyProtection #FinancialSafety #BankingBasics