What 2026 Could Mean for Retirees | Own Your Retirement Ep 58 скачать в хорошем качестве

What 2026 Could Mean for Retirees | Own Your Retirement Ep 58

After three strong years in the market, many retirees and pre-retirees are wondering what 2026 could bring—and more importantly, what it means for their income and long-term security. In this episode, Albert Lalonde and Tony Shore break down current market forecasts, expectations for more moderate returns, and the likelihood of increased volatility after an unusually powerful run. They explore the evolving role of AI in driving growth, why some analysts are optimistic about bonds again, and how Federal Reserve policy could shape the year ahead. Most importantly, Albert explains how retirees should think about balancing growth, income, and stability—without chasing headlines or reacting emotionally to market swings. If you’re approaching retirement or already drawing income, this conversation will help you focus on what really matters: positioning your portfolio to support your needs regardless of what the markets do next. Timestamps: 00:02 – Introduction and show overview 02:24 – Looking back at three years of strong market returns 03:52 – 2026 market expectations: growth with more volatility 05:21 – How unusual recent returns have been historically 06:14 – AI’s role in market performance and future outlook 07:06 – What this means for retirees and near-retirees 08:03 – The 60/40 portfolio and shifting risk over time 08:51 – Why bonds may be attractive again 10:05 – The Federal Reserve and interest rate impact 12:07 – Capital spending, bond markets, and resilience 14:03 – How to schedule a retirement consultation 15:16 – The scale of AI investment and economic impact 16:31 – Why portfolio rebalancing matters in 2026 18:27 – Turning market commentary into personal strategy 20:05 – Stress-testing your retirement income plan 22:21 – Rebalancing and managing evolving risk tolerance 23:29 – Coordinating investments, taxes, and withdrawals 24:38 – Strategy vs. reaction in uncertain markets 25:28 – Why working with a financial professional matters 26:15 – Final thoughts and how to get started 📞 Have questions? Need advice? Contact Albert Lalonde at Kaizen Financial Group to set up a consultation today! 👉 Call us at 586-752-7008 👉 Visit us at kaizenfinancialinc.com Don't forget to subscribe to our YouTube channel for more financial tips and insights! Let us know your thoughts on the topics discussed or give us any feedback to make the future episodes better! #FinancialPlanning #RetirementPlanning #WealthManagement #EstatePlanning #LegacyPlanning #FinancialAdvice #FinancialEducation #MoneyManagement #InvestmentStrategies #Trusts #Wills #Probate #FinancialAdvisor #Retirement #Taxes #Inheritance #IRA #LifeInsurance #FamilyLegacy #FinancialSecurity #FuturePlanning #retirement #retirementplanning #SocialSecurity #michigan #detroit #shelbytownship #KaizenFinancialInc #AlbertLalonde #OwnYourRetirement #TaxPlanning #TaxCutsAndJobsAct