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In this video I’m sharing the realistic steps I took to pay off 3 credit cards and crush $15,000 in debt in just one year, all while in my 20s and on a combined income. This wasn’t some quick fix. It took mindset shifts, combining finances with my partner, cutting back without being miserable, and pushing through even when I felt exhausted and wanted to give up. 💰✨ You’ll hear exactly how I: Adjusted my spending without giving up everything Combined finances strategically to tackle debt faster Stayed motivated during the toughest parts of the journey If you’re overwhelmed with credit card debt or just looking for a real story with practical steps, this is for you. 🍷shop my apartment : Nespresso machine: https://amzn.to/3wBcIPb couch: https://amzn.to/48VsHX1 barstools: https://amzn.to/4hRCwZY Mattress: https://amzn.to/3UVtpOm Bed frame: https://amzn.to/3AMydi0 coffee table: https://amzn.to/4i0Q5Xc Rug: https://amzn.to/3PswEK1 TV stand: https://amzn.to/3BONOOr juicer: https://amzn.to/3YmTxn1 walking pad: https://amzn.to/4j67g9P 💘Lets be friends! : Instagram: / jillian.daigle TikTok: / jilliandaigle17 ✨FTC: some of these links may be affiliate so I may receive a small commission if you make a purchase using my link at no additional cost to you. Thank you! 💸 whats in this video: 0:00 intro to how I paid off debt 3:24 my debt story 6:05 My timeline: the debt free journey 11:01 decrease spending, increase income 15:56 actionable steps: things I actually did 21:45 budgeting and putting extra money towards debt 23:14 what I wish we did differently 26:38 key takeaways 28:08 share in the comments! Your story & tips for others!❤️ #DebtFreeJourney #CreditCardDebt #PayOffDebt #BudgetingTips #MoneyInYour20s #RealisticBudgeting #FinancialWellness #BrokeToBudget #DebtFreeCommunity #FinancialGoals #MillennialMoney #PersonalFinanceTips #MoneyMotivation