How to Stop Minimum Balance Penalties in SBI/HDFC/ICICI — Step-by-Step скачать в хорошем качестве

How to Stop Minimum Balance Penalties in SBI/HDFC/ICICI — Step-by-Step

How to Stop Minimum Balance Penalties in SBI/HDFC/ICICI — Step-by-Step Minimum balance penalties are one of the most common and most unnecessary bank charges in India. Every month, banks like SBI, HDFC, ICICI, Axis, and Kotak silently deduct ₹100, ₹300, even ₹600+ just because your Monthly Average Balance (MAB) falls below their requirement. Most people don’t even realize why their money is disappearing. In this video, I explain step-by-step: ✔ Why banks charge minimum balance penalties ✔ How Monthly Average Balance actually works ✔ Exact penalty charges for SBI, HDFC, ICICI, Axis & Kotak ✔ How to stop minimum balance charges permanently ✔ How to convert your account into a ZERO BALANCE account (BSBDA) ✔ How salary accounts work after job change ✔ How to get past minimum balance penalties refunded ✔ Best zero-balance bank accounts in India ✔ Common mistakes that keep triggering penalties This is not theory. This is a practical system you can apply immediately to stop losing money every month. Banks Covered: SBI | HDFC Bank | ICICI Bank | Axis Bank | Kotak Mahindra Bank Best Solutions Explained: • Basic Savings Bank Deposit Account (BSBDA) • Zero balance digital accounts • Salary account downgrade • Auto-sweep facility • Penalty refund via branch & grievance escalation If you are tired of: – Random bank deductions – Hidden charges – Confusing minimum balance rules 👉 Watch this video till the end and fix it once and for all. 📌 Comment BANK FIX if you want more videos on: • Unfreezing bank accounts • ATM cash not received • CIBIL score problems • PAN/Aadhaar misuse • Banking complaints & refunds 🔔 Subscribe for practical finance & banking fixes that actually save you money. Disclaimer: This video is created purely for educational and informational purposes. The views shared are based on personal experiences, general financial knowledge, and independent research. It does not constitute financial, legal, or investment advice. Everyone’s financial situation is unique — so before making any money-related decision, please do your own research and consult a certified financial advisor or professional. Khaali Pocket is not responsible for any financial losses, decisions, or actions taken based on this content.