Homebuying Isn’t Out of Reach: A Pharmacist’s Path to Ownership скачать в хорошем качестве

Homebuying Isn’t Out of Reach: A Pharmacist’s Path to Ownership

Buying a home as a first-time buyer in today’s market can feel overwhelming, especially for pharmacists juggling student loans, rising rents, and high interest rates. Tim Ulbrich is joined by Tony Umholtz, mortgage loan officer with First Horizon Bank and a trusted voice on all things home lending, to share a realistic path to homeownership, even in today’s challenging real estate environment. We cover: ✅ How today’s lending environment impacts first-time buyers ✅ The role student loan repayment changes play in qualifying for a mortgage ✅ Strategies to make homeownership more attainable for pharmacists ✅ Why the door to buying a home may be more open than you think Whether you’re planning to buy in the next few months or just starting to explore your options, this conversation will help you feel informed, empowered, and ready to take your next step toward owning a home. 📝 Sponsor Disclosure First Horizon is a paying sponsor of this Your Financial Pharmacist episode. Furthermore, today’s guest, Tony Umholtz, is a Senior VP of Mortgage Banking at First Horizon. You can learn more about First Horizon and the Pharmacist Home Loan offering by visiting www.yourfinancialpharmacist.com/home-loan ✔️ Mentioned on the Show YFP 416: Student Loan Changes: Key Takeaways from the Big Beautiful Bill: https://yourfinancialpharmacist.com/y... Learn More About First Horizon's Pharmacist Home Loan: https://yourfinancialpharmacist.com/h... 💻 YFP Money Matters Newsletter Get financial tips, money resources & the latest podcast episodes straight to your inbox every Friday morning: https://yourfinancialpharmacist.lpage... 🚀 Work With the YFP team We offer fee-only financial planning for pharmacists. Learn more and book a free discovery call: https://yourfinancialpharmacist.com/b... Learn more and book a free discovery call: https://yourfinancialpharmacist.com/meet 🤳 Connect With YFP LinkedIn:   / your-financial-pharmacist   Instagram:   / yourfinancialpharmacist   Facebook:   / yourfinancialpharmacist   🔔 Subscribe & Don’t Miss an Episode    / @yourfinancialpharmacist   🔗 Other YFP Money Resources https://yourfinancialpharmacist.com ▶️ Chapters 00:00 Introduction and Welcome 00:26 Current Economic Conditions and Home Buying 01:22 Fragmented Housing Market Across the US 02:58 Interest Rates and Market Opportunities 04:41 General Market Advice for Home Buyers 06:20 Importance of Being Ready to Buy 13:34 Impact of Student Loans on Home Buying 20:30 Navigating the Lending Process 29:11 Preparing for Home Purchase 33:22 First Horizon Pharmacist Home Loan Overview 📝 Disclaimer The content in this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. Information in this video and corresponding materials should not be construed as a solicitation or offer to buy or sell any investment or related financial products. We urge listeners to consult with a financial advisor with respect to any investment. Furthermore, the information contained in our archived newsletters, blog posts, videos and podcasts is not updated and may not be accurate at the time you listen or read. Opinions and analyses expressed herein are solely those of Your Financial Pharmacist (unless otherwise noted) and constitute judgments as of the dates published. Such information may contain forward-looking statements, which are not intended to be guarantees of future events. Actual results could differ materially from those anticipated in the forward-looking statements.