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HOW MUCH MORTGAGE CAN I AFFORD // HOW MUCH YOU CAN GET APPROVED FOR A FIRST TIME HOME BUYER // Download the Winn-Dixie app here: qrs.ly/dkab6sw and thank you to Winn-Dixie for sponsoring this video. TIMESTAMPS 0:00 VIDEO OVERVIEW 03:17 FACTORS THAT DETERMINE APPROVAL AMOUNT 03:37 CALCULATING DTI 06:16 HOW CREDIT SCORE AFFECTS APPROVAL AMOUNT 07:01 WHAT RESERVES ARE AND HOW THEY AFFECT APPROVAL 07:59 HOW TO GET APPROVED FOR THE MOST POSSIBLE 12:31 WAYS TO KEEP YOUR DTI & CLOSING COSTS LOW 14:50 CLOSING COSTS AND HOW THEY AFFECT APPROVAL AMOUNT 16:27 THE IMPORTANCE OF HAVING A LOAN OFFICER 17:08 SUMMARY HELPFUL TOOLS & VIDEOS CONFUSED? START HERE! • How To Buy A House In 2020 + First-time Ho... NEED CREDIT REPAIR?? INCREASE YOUR CREDIT SCORE 61 POINTS IN 20 DAYS! https://www.scoremaster.com/ciaraelaine This is the ONLY credit repair program and expert I recommend. She will actually help IMPROVE your credit and EDUCATE rather than just disputing things. She's currently offering free consultations and works with local clients and nationwide. I trust her with my clients, friends, and family, and now making her available to you too! CREDIT CARD FOR CREDIT BUILDING The only secured credit card I recommend: https://refer.discover.com/s/ciaraebu... Become a Discover Cardmember and get a $50 Statement Credit with your 1st purchase within 3 months. READY TO APPLY? Mortgage loan Pre-Approval (IN THE STATES OF TX, LA, AL, MS, FL *ONLY*!!!): https://ciara.floify.com/apply FREE Dispute Letter Template: https://www.ciaraelaine.com/free-down... For MORE credit and finance tips follow my Loan Officer IG:) @ciarafosterloanofficer For MORE lifestyle content follow my main IG page:) @ciarahoneydip If you liked this video and want more don't forget to SUBSCRIBE! https://goo.gl/R6LhMD → BECOME A HONEYBEE & SAY HI TO ME ← ✧ SUBSCRIBE: https://goo.gl/R6LhMD ✧ SAY HI: IG: https://goo.gl/KKdQ54 ✧ YOUTUBE BUSINESS INQUIRIES ONLY: [email protected] ✧Mortgage Inquiries ONLY (LA, MS, FL, AL, GA, TX): [email protected] ✧ FTC: Sponsored by Winn-Dixie NEW TO MY CHANNEL? Welcome! My name is Ciara and I make videos on finance and lifestyle related topics. I am highly focused on educational content and financial literacy for millennials. I also talk about beauty and style on a budget. There is something for everyone here and I hope you will join the honeybee squad to become a part of it:) Thanks for watching! Love yall so much:) TAGS #MORTGAGEBROKER #MORTGAGEAPPROVAL #MORTGAGELOANS This video is about how much home can i afford, how to buy a home for the first time, how much house can i afford, how much MORTGAGE can i afford, HOW MUCH CAN I GET APPROVED FOR, how much can i get approved for a first time home buyer, how much can i afford to spend on a house, how much can i buy a house for, how much you mortgage you can afford, how much house you can afford, how much you can get approved for as a first time home buyer, buying a home during covid, first time home buyer 101