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The Twelfth Sir Thomas Gresham Finance Lecture: http://www.gresham.ac.uk/lectures-and... The conventional model of risk transfer and sharing is being challenged. The traditional boundaries between the roles of the state, the private sector and the individual in managing risk are blurred. With public policy now being both a driver of and a response to market developments, new models of risk sharing are being created. Who are the winners and losers from this shake up of risk? This is the 2015 Sir Thomas Gresham Finance Lecture. The transcript and downloadable versions of the lecture are available from the Gresham College website: http://www.gresham.ac.uk/lectures-and... Gresham College has been giving free public lectures since 1597. This tradition continues today with all of our five or so public lectures a week being made available for free download from our website. There are currently over 1,800 lectures free to access or download from the website. Website: http://www.gresham.ac.uk Twitter: / greshamcollege Facebook: / greshamcollege