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Take your personal data back with Incogni! Use code HONESTADS at the link below and get 60% off an annual plan: http://incogni.com/HONESTADS I'm Roger Horton, chief financial advisor here at Hortbank, and it's never too early to start thinking about retirement. In fact, it's almost definitely too late. Want to live out your golden years drinking Arnold Palmers, watching Wheel of Fortune, and having weird elderly sex with your spouse while your LifeAlert necklaces clack together like castanets? Before we get started, are you one of the 78% of people in America that live paycheck to paycheck? Good. Those people are f***ed. And after we tell them to beat it, they usually call us a**holes, or scum, or godless leeches. One guy took a s*** in a deposit envelope and sent it through our ATM. Had to knock down the whole wall to get it out. Join this channel to get access to perks: / @honest_ads Honest Ads Merch: https://the-cracked-dispensary.creato... Cracked.com: / @cracked Writer: Eli Yudin Director: Michael Strauss DP: Rob Menzer Roger Horton: Jack Horton Millennial: Brittany Mignanelli #retirement #parody #finance #honestads