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The One Big Beautiful Bill Act (OBBBA/OB3) restructures federal financial aid in ways that take effect July 1, 2026. This session covers what changes, what's still pending, and what your school can do right now. Portico's financial aid experts walk through the specifics: Pell eligibility, federal loan caps, the elimination of Grad PLUS, new Parent PLUS limits ($20K annual, $65K aggregate), enrollment intensity proration, and the grandfathering (legacy) rule. They also cover how Portico's CORE software is being updated to handle the mechanics automatically. This is Part 1 of an ongoing OBBBA webinar series for financial aid directors, administrators, and campus operations staff at career-focused schools. In this session: How OB3 restructures Pell, loans, and repayment. Why policy changes break operations before they break systems. How the grandfathering rule works and how to track it. What schools can stabilize now before July 1. How CORE automates enrollment monitoring and loan proration. 📌 Chapters 00:00 Welcome and Series Introduction 00:02:05 Meet the Experts 00:03:12 Agenda Overview 00:04:07 What Is OB3? Key Changes at a Glance 00:07:00 Legislation Deep Dive: Pell, Loans, Repayment, and Accountability 00:10:51 Why Policy Changes Break Operations Before Systems 00:13:01 Effective Dates and Immediate Operational Impact 00:14:28 How Portico's CORE Software Is Responding 00:16:40 The Grandfathering (Legacy) Rule, Explained 00:18:35 New Funding Reality: Borrowing Limits vs. Cost of Attendance 00:21:44 Real-World Borrowing Example ($50K Cost of Attendance) 00:24:01 Key Pressure Points and How to Assess Them 00:26:35 Enrollment Intensity and Loan Proration Changes 00:28:37 How CORE Automates Enrollment Monitoring 00:30:06 Q&A: Repayment Options, Accountability, and Policy Updates 00:35:01 What Your School Can Stabilize Right Now 00:39:32 CORE Software Features for OB3 Compliance 00:41:06 Next Steps and OBBBA Resource Hub 🔗 Resources Mentioned OBBBA Resource Hub (updated regularly): https://welcome.porticoedu.com/obbba-... Portico Financial Aid Software: https://porticoedu.com/financial-aid-... Portico Financial Aid Services: https://porticoedu.com/financial-aid-... About Portico Portico builds software and services for career-focused institutions: nursing, allied health, beauty and wellness, and trade and technical schools. The platform brings together Campus Ivy, CourseKey, Verity IQ, and Trajecsys into one connected system covering financial aid, enrollment, student success, and clinical management. Portico's financial aid team processed over $1 billion in aid last year. https://porticoedu.com LinkedIn: / portico-edu #OBBBA #FinancialAid #OneBigBeautifulBillAct