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If you’re planning for retirement and looking to build reliable monthly income without ignoring long-term growth, this video breaks down a structured ETF framework designed for income-focused investors. In this presentation, I walk through 8 carefully selected ETFs grouped into three strategic categories: ✔ Aggressive Income – higher-yield strategies designed for cash-flow focused investors ✔ Quality Growth – balanced funds that combine income with long-term appreciation ✔ Core Stability – defensive dividend ETFs designed to anchor a retirement portfolio We discuss: How monthly-pay ETFs generate income The role of options, dividends, and leverage Risks to understand before using high-yield strategies How different ETF types may fit into a retirement income plan This video is education-focused, not hype-driven, and designed to help you think strategically about income planning in retirement. ⚠️ Important Disclaimer: This content is for educational purposes only and is not financial advice. Past performance does not guarantee future results. All investing involves risk, including potential loss of principal. Always consult a qualified financial professional before making investment decisions.