移民生活｜malaysian medical在马来西亚一个人 去医院做手术是什么样的体验？｜马来西亚医疗 скачать в хорошем качестве

移民生活｜malaysian medical在马来西亚一个人 去医院做手术是什么样的体验？｜马来西亚医疗

在马来西亚如何使用医药卡，办理住院！ 如何使用大马医药卡？医药卡可不是随随便便就能使用的，只有在你要住院时才能用。 步骤一： 见了医生后，确定被诊断需要入院。 步骤二： 有些医生会直接帮你写好你的情况以及填好 GL（Guarenteed Letter）的 申请表；如果没有的话，带著你的医药卡和 IC 卡，去医院的住院接受科报到，核实你的身份，医院会根据不同的保险公司，让你填写不同的申请表，并将资料传送到保险公司去。 步骤三： 大概需要等待 30 分钟至 1 小时左右，保险公司会进行审查，在确认没有问题后，保险公司会送出 GL；此时你就可以安心住院了！因为这个 GL 代表了保险公司确定会为你这次的住院，支付费用给医院。 步骤四： 在整个疗程结束、当你准备要出院时，通常医院都会帮你处理好 discharge GL request，上面会详细列出你此次住院所用的药物、以及所有费用，并将资料传送给保险公司。 步骤五： 通常保险公司会花 1.5 – 5 个小时间审查这个 discharge GL request，确认上面的清单哪些由保险公司支付、哪些则必须病人自行负担，接着就可以出院啦！ 而这 1.5 – 5 个小时的审查时间，有些医院会让病人先行离院、有些医院则需要等到整个流程结束才放病人出院，和医药卡是哪家保险公司并无直接关系，主要是依照不同医院的政策而定。 How to use a medical card in Malaysia for hospitalization! How to use the Malaysia Medical Card? A medical card is not something you can use casually, it can only be used when you need to be hospitalized. step one: After seeing a doctor, it was determined that he was diagnosed and required admission to the hospital. Step two: Some doctors will directly help you write down your situation and fill out the GL (Guarenteed Letter) application form; if not, bring your medical card and IC card to the hospital's inpatient acceptance department to report to the hospital to verify your identity. The hospital will ask you to fill in different application forms according to different insurance companies, and send the information to the insurance company. Step three: It takes about 30 minutes to 1 hour, and the insurance company will review it. After confirming that there is no problem, the insurance company will send the GL; at this time, you can be hospitalized with peace of mind! Because this GL represents that the insurance company will definitely pay the hospital for your hospitalization. Step 4: At the end of the entire course of treatment and when you are ready to leave the hospital, the hospital will usually handle the discharge GL request for you. Step Five: Usually the insurance company will spend 1.5-5 hours to review the discharge GL request, confirm which of the above list are paid by the insurance company and which must be borne by the patient, and then you can be discharged! During the review time of 1.5-5 hours, some hospitals will let the patient leave the hospital first, and some hospitals need to wait until the whole process is over before releasing the patient. It has nothing to do with which insurance company the medical card is. Depends on hospital policy.