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🎯 Book your free 1-on-1 First Home Buyer Session: https://calendly.com/david-pelligra-a... 📘 Download the Free First Home Buyers Guide (PDF): https://fhb.davidpelligra.com.au Connect with David https://davidpelligra.com.au 🙋♂️ About Me Hey, I’m David — a mortgage broker based in Melbourne, and I help first home buyers and young professionals across Australia make confident property decisions. Whether you’re trying to understand how much deposit you need, how to use government incentives, or what loan type is right for you, I’ve got your back. I’m here to break down complex finance jargon into simple, actionable steps — so you can stop Googling, and start buying with a clear plan. Buying your first home in Australia isn’t just about “getting a loan” — it’s a full financial strategy that can shape your future. In this guide, I walk you through everything you need to know to feel confident as a first-time buyer in 2025 — from defining your goals, understanding the loan options, using government incentives to your advantage, and making smart, data-driven decisions. Government Programs; https://www.housingaustralia.gov.au/s... https://www.ato.gov.au/individuals-an... 🔍 What You’ll Learn in This Video -How to define your property goals (home vs investment) -The right time to buy: it’s about you, not the market -Understanding emotions vs logic in big decisions -How much deposit you really need — and what hidden costs to expect -How to use the First Home Guarantee, FHSS Scheme, and Grants -Types of home loans explained: variable, fixed, split -Offset accounts, redraw facilities — how they actually save you money -Auction strategy and what to do before bidding -What happens during settlement and how to prepare -Final tips to stack incentives and set yourself up for long-term success Follow me on: Instagram → / davidpelligra ⚠️ Disclaimer This video is for educational purposes only and does not constitute financial advice. Please speak to a licensed mortgage broker or financial adviser before making financial decisions. #FirstHomeBuyerAustralia #BuyPropertyAustralia #FHSSScheme #HomeLoanTips #AustralianPropertyMarket #OffsetAccount #MortgageBroker #HowToBuyAHouse