The 4% Rule to Retire Early: Still Safe? скачать в хорошем качестве

The 4% Rule to Retire Early: Still Safe?

Is the 4 percent rule still safe for early retirement? 🇪🇺 My favorite broker in Europe (ETFs): https://angelo.fi/ib After over 8 years working towards financial independence and early retirement by saving and investing in ETFs on a monthly basis, we're getting closer to reaching our goal. Find out where we are, if a 4% withdrawal rate is too risky based on available research and our asset allocation, how likely it is to fail in actual reality, how risk based guardrails could lower the risk of ever running out of money and how taxes and health insurance factor into our retirement plans as European investors based in Austria. My Favorite Brokers (ETFs, Stocks and Bonds): 🇪🇺 Interactive Brokers: https://angelo.fi/ibkr 🇪🇺 Trade Republic (2% interest p.a.): https://angelo.fi/trep 👉 Compare ETFs & Stocks: https://angelo.fi/comp ⚡Where I Buy Bitcoin (10€ bonus): https://angelo.fi/bit 💶 My High-Yield Savings Account and Everyday Spending Card (1% Saveback): https://angelo.fi/save 📈 What I Use to Track my ETFs: https://angelo.fi/getq Video mentions: 📌 Early Retirement Calculator: https://angelo.fi/retire 📌 Portfolio Visualizer: https://portfoliovisualizer.com/monte... 📌 The Poor Swiss: https://thepoorswiss.com/trinity-stud... 📌 Invesco FTSE All-World ETF Acc. (FWRA or FWIA) Time-Stamps: 00:00 Start Here 00:57 What Is The 4% Rule? 04:04 The Problem Nobody Talks About 05:08 The 4% Rule vs. Reality 06:17 Risk Based Guardrails for Retirement Spending 07:51 Taxes and Health Insurance When Retiring Early (Austria) 09:18 Recap: Freedom Over Perfection - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - When investing, your capital is at risk. Some of the links in this description are affiliate links, including the link to Interactive Brokers. This means I may earn a commission if you click them, at no cost to you. These links help support me and the channel, but they are not part of any sponsorship. I am only sharing my own experience and the views I express are mine alone - I’m not a financial advisor and do not make investment recommendations or give investment advice. You should always do your own research and due diligence before investing. None of the information contained herein constitutes a recommendation, offer, promotion, or solicitation of an offer to buy, sell or hold any security, financial product or instrument or to engage in any specific investment activity. IBKR disclosure: https://angelo.fi/dis