5 "Buyer Traps" That Cost First-Time Buyers $10,000 скачать в хорошем качестве

5 "Buyer Traps" That Cost First-Time Buyers $10,000

Most first-time buyers only plan for their down payment, but ignore the "hidden" expenses that can quietly add $10,000 or more to the final bill. 🏠 In this video, I break down the 5 biggest buyer traps, from the $3,000 "Empty House" mistake to negotiable fees that most people pay full price for. I’ll show you exactly how to negotiate, shop, and plan your way to major savings. What We Cover: 📦 The "Empty House" Fund: Why curtains and washers aren't always "fixtures" and how to save $3,000+ in your contract. 🛡️ Insurance & Title Pro-Tips: How shopping for quotes and a "reissue rate" puts hundreds back in your pocket. ⚖️ The APR Secret: Why a low interest rate might actually be hiding thousands in lender fees. 📊 Closing Costs vs. Pre-Paids: How to avoid surprise escrow and property tax costs before you sign. By the end of this guide, you’ll have a professional strategy to force lenders to compete for your business and save thousands on your future home purchase. ⏱️ CHAPTERS: 00:00 – Intro: Hidden Home Buying Costs 00:43 – #5 Empty House Fund 01:54 – #4 Prepaid Homeowner’s Insurance 02:42 – #3 Property Tax Prorating & Escrow 03:40 – #2 Title Insurance 04:26 – #1 Appraisal & Lender Fees 05:28 – Final Tips & Next Video