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If you're building a retirement income plan or looking for steady monthly cashflow, this video breaks down four monthly income ETFs I personally use and research: JEPI, JEPQ, SPYI, and QDVO. This topic came from one of our subscribers who asked for help settling a retirement debate — and today we’re walking through: 🔍 What You’ll Learn ✔ How these four income ETFs generate monthly cashflow ✔ The difference between sustainable yield vs. NAV erosion ✔ JEPI vs JEPQ: Stability vs tech-focused income ✔ Why SPYI has become a total-return favorite ✔ Why QDVO is a unique hybrid between growth + income ✔ Example retirement plan using $950,000 at a 10% potential yield ✔ Why researching fund structure matters more than advertised yield Whether you're planning retirement, already retired, or just looking for consistent income, these four ETFs offer approaches worth researching for long-term income planning. 🎯 ETF Highlights Covered JEPI – Low-volatility, stable income, defensive positioning JEPQ – Tech-tilted income strategy with higher potential yield SPYI – Captures upside, uses Section 1256 tax advantages QDVO – New hybrid growth + income fund with strong early performance ⚠️ Important Notes This is not financial advice. All investing involves risk, yields change, and results vary. Always do your own research or speak with a licensed professional before investing. 👍 Like, Comment & Subscribe If you found this helpful, hit the like button, subscribe, and drop a comment: Do you own any of these monthly income ETFs? Which ones work best for your retirement plan?