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🚨 Florida's condo market has changed dramatically in 2025—not because of hype, but because of structural cost increases that many buyers never anticipated. In this first part of our two-part series, we examine five Florida cities where condo ownership has become financially unsustainable for middle-class families and retirees. 🏙️ CITIES COVERED IN PART 1: Orlando – Tourism can't save affordability Tampa – Strong economy, broken housing math Sarasota – Luxury image meets insurance reality Cape Coral – Waterfront dream turned insurance nightmare Pensacola – The affordable paradise that broke 📊 WHAT YOU'LL LEARN: ✅ Real median price data for each city (2022 vs 2025) ✅ Actual HOA fee increases and insurance premium spikes ✅ Why special assessments are crushing fixed-income retirees ✅ How post-Surfside regulations changed condo ownership costs ✅ Whether this is a buying opportunity or a warning sign 💰 KEY STATISTICS DISCUSSED: HOA fees doubled from $350-$450 to $700-$900/month Insurance premiums tripled: $3,000 → $9,000+ annually Special assessments hitting $20,000-$60,000 per unit Inventory increases of 60-95% year-over-year Price corrections ranging from 20-31% since 2022 This isn't clickbait. These are real numbers affecting real people—teachers, nurses, military families, and retirees who bought condos believing they were making safe investments. 📌 REFERENCED SOURCES: Federal Reserve Bank of Atlanta (condo market Q1 2025 data) Florida Realtors Association (inventory & sales trends) Florida Office of Insurance Regulation (insurance market exits) Post-Surfside legislation: HB 7069 (2022), HB 913 (2025) National Association of Realtors (median pricing trends) 🔔 SUBSCRIBE TO HOUSING INTEL for data-driven real estate analysis without the hype. We break down what's really happening in housing markets across America. 👉 Part 2 drops next week covering five more Florida cities where the condo equation has broken. Hit the notification bell so you don't miss it. 📧 QUESTIONS OR STORY TO SHARE? Comment below. We read every single one. #FloridaRealEstate #CondoMarket #HousingMarket2025 #RealEstateInvesting #FloridaHousing #HOAFees #InsuranceCrisis #RealEstateAnalysis #HousingIntel #FloridaCondos