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Part 2 of our Dream For All 2026 webinar series. In this live Q&A session, California real estate broker Maaret Forst, Realtor Vanessa Estrada, and mortgage advisor Mitch Stelling answer real questions from buyers about the CalHFA Dream For All Shared Appreciation Loan, eligibility, the application process, income limits, and how to prepare before the February 24 - March 16 window opens. Watch Part 1 (Program Overview): • CalHFA Dream For All 2026 Explained: Up to... 👉 Subscribe for more California homebuyer and seller education: / @askaboutrealestate 🏠 Learn more: https://askabout.realestate Questions Answered in This Session: Can I use Dream For All if my parents owned a home but I never have? What counts as first-generation homebuyer status? How do county income limits work and what if I am on the border? What happens after the lottery and how does the voucher process work? How long do I have to find a home after getting selected? Can I use Dream For All with other assistance programs? What does the shared appreciation payback look like in real numbers? How should I prepare my documents before February 24? Do I need a CalHFA-approved lender before applying? What property types qualify (SFR, condo, townhome)? Chapters: 00:00 Welcome and session overview 02:00 Quick recap of Dream For All basics 05:00 First-generation buyer eligibility questions 10:00 Income limits and county-specific questions 15:00 Application window and lottery process Q&A 20:00 Voucher timeline and 90-day shopping period 24:00 Shared appreciation payback scenarios 27:00 Combining Dream For All with other programs 29:00 Final tips and how to prepare before Feb 24 Your Hosts: Maaret Forst - California Real Estate Broker, KW Thrive Santa Cruz | CA DRE #01416031 Vanessa Estrada - Realtor, KW Thrive (English/Spanish) | CA DRE #02108488 Mitchell Stelling - Mortgage Advisor, Sunrise Bay Mortgage Inc. | NMLS #2318256 Contact: Maaret Forst: maaret@maaretforst.com | (831) 359-8145 Vanessa Estrada: vanessa.estrada@kw.com | (831) 818-9684 Mitch Stelling: mitch@loanswithmitch.com | (831) 431-0726 Useful Links: CalHFA Dream For All Official Page: https://www.calhfa.ca.gov/dream/ Ask About Real Estate: https://askabout.realestate Disclaimer: This video is for informational and educational purposes only. It is not a commitment to lend, nor legal, tax, or real estate advice. The presenter is a licensed California real estate broker. Eligibility and terms are set by CalHFA and may change. Always confirm current guidelines with a CalHFA-approved lender. #DreamForAll #CalHFA #FirstTimeHomeBuyer #CaliforniaRealEstate #DownPaymentAssistance #CaliforniaDreamForAll #FirstGenerationBuyer #SantaCruzRealEstate