The Roth IRA 5 Year Rule: What Retirees Must Know скачать в хорошем качестве

The Roth IRA 5 Year Rule: What Retirees Must Know

The Roth IRA might seem like the simplest retirement account out there. Tax-free growth, tax-free withdrawals - what’s not to love? But there’s one small rule that trips up a lot of retirees, and it could cost you. It’s called the 5-year rule. In fact there are actually two different 5-year rules for Roth IRAs. One for contributions and another for Roth conversions. In this video Cary covers how what these two rules are, how they work, where they can trip up retirees, and planning tips to help you navigate Roth accounts smoothly and without accidentally triggering taxes or penalties. ------------------------------------------ Work with us → https://www.greenerafinancial.com Check out our Green Era Financial YouTube channel →    / @greenerafinancial   Meet with Cary directly → https://calendly.com/greenerafinancia... ------------------------------------------- ⏱Video Chapters⏱ 00:00 - Intro 00:33 - The First 5-Year Rule: Roth Contributions 01:35 - The Second 5-Year Rule: Roth Conversions 02:58 - Why It Catches Retirees Off Guard 03:36 - Planning Tips to Stay Safe 05:07 - Bringing it all Together ------------------------------------------- Green Era Financial LLC (“Green Era Financial”, “Green Era”) is a registered investment advisor offering advisory services in the State of Florida and in other jurisdictions where exempted. Green Era Financial LLC is not affiliated with or endorsed by the Social Security Administration or any other government agency. Registration does not imply a certain level of skill or training. The presence of this channel on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by Green Era Financial in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption. All content on this channel is for information purposes only. Opinions expressed herein are solely those of Green Era Financial and our editorial staff, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to other parties’ informational accuracy or completeness. This content is not intended to provide any tax or legal advice or provide the basis for any financial decisions. Nor is it intended to be a projection of current or future performance or indication of future results. Purchases are subject to suitability. This requires a review of an investor’s objective, risk tolerance, and time horizons. Investing always involves risk and possible loss of capital. All information or ideas provided should be discussed in detail with a licensed financial advisor, accountant or legal counsel prior to implementation. #retirement #Over50 #retirementplanning