Term Life Insurance in Canada – Why It Matters and When to Convert to Whole Life скачать в хорошем качестве

Term Life Insurance in Canada – Why It Matters and When to Convert to Whole Life

*Term Life Insurance in Canada: What You Need to Know (And How to Make It Work for You)* Most people think life insurance is something you get and forget—but what if the type of insurance you choose today could impact your family’s financial future for decades? In this video, Laurent Munier, Partner and Advisor at Safe Pacific, breaks down *term life insurance in Canada**—why it’s an excellent starting point, who it’s best for, and how you can use it as a launchpad to **build long-term wealth* by converting it to **permanent life insurance**. If you're a Canadian business owner, young family, or investor looking to make smart, tax-efficient financial decisions—this is for you. 🔑 *Key Topics Covered:* 00:00 – Introduction: Why Term Life Insurance Is More Than Just a Safety Net 01:05 – What Is Term Life Insurance? 03:08 – Who Should Consider Term Insurance in Canada? 05:42 – Term Insurance vs. Permanent Insurance: What's the Difference? 07:55 – Real-Life Scenarios: Mortgage, Family, Business 10:10 – How Much Coverage Do You Need? 11:42 – What Happens When Your Term Policy Ends? 13:31 – Conversion Options: From Term to Whole Life 16:20 – Why You Should Consider Converting to Permanent Insurance 19:55 – Building Wealth with Whole Life Insurance 22:00 – Term Insurance Strategies for Canadians 24:05 – Final Thoughts + How to Work with Safe Pacific 💡 *What You’ll Learn:* How to use term insurance as a stepping stone to long-term wealth What kind of term policy works best based on your age, lifestyle, and income Why conversion to whole life is one of the smartest moves for estate planning Real-world examples that show how term life insurance works in practice How to create flexibility in your plan while locking in your health and rates now 📞 *Let’s Work Together* If you’re a Canadian business owner or professional ready to build a smart insurance and estate plan, we’d love to connect. Visit [https://www.safepacific.com](https://www.safepacific.com/) and send us a message to schedule a free consultation. 👍 Like, comment, and subscribe to support the channel and share this video with someone who needs to hear it! GET STARTED NEXT STEPS https://safepacific.com/discovery-sch... SUBSCRIBE https://www.youtube.com/safepacific?s... INSTAGRAM   / safepacific   LINKEDIN   / safe-pacific-financial