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New Zealand often feels far away from the rest of the world — small, remote, and mostly focused on our own problems. But when prices rise, mortgages tighten, and groceries cost more every week, it’s natural to wonder why it feels harder just to get by. It’s about how global debt, inflation, and borrowing quietly flow through the system — and why everyday households in New Zealand feel the pressure first. We break down: • How debt actually works (at a personal and national level) • Why inflation crept in after COVID • Why interest rates rose • How global systems affect small countries like New Zealand • Why it feels personal, even when the causes are global If you’ve ever felt like you’re working just as hard but getting less breathing room, you’re not imagining it. This is about understanding the environment we’re living in — not panic, not blame — just clarity. This video is made for New Zealanders, but the pressures discussed are being felt worldwide. Imagery and map data © Google Earth, Google Maps ------------------------------------------------------------------------------------------------------ DISCLAIMER: This analysis represents opinion and commentary based on publicly available government data and economic reports. Content is for educational purposes only and should not be considered financial, investment, or policy advice. Economic conditions and policies change frequently - viewers should verify current information and consult qualified professionals for personal decisions. Sources include government statistics, council reports, and publicly available economic data. #NewZealandEconomy #EconomicAnalysis #NOCTIVIS #PolicyAnalysis #NZHousing