The Hidden Math: How Retirees With $1M End Up With $5M скачать в хорошем качестве

The Hidden Math: How Retirees With $1M End Up With $5M

00:00 - Intro 00:36 - Retirement Realities vs. the Mythical Number 02:34 - Example 1: A Retired Couple 03:17 - Example 2: A Single Retiree 04:05 - Example 3: A “Comfortable” Couple 04:57 - The Bigger Point 06:33 - Why Many Retirees End Up Wealthier Than They Began 07:28 - The 4% Rule in Practice 09:21 - Real-World Behavior: The 2% Withdrawal Rate 10:18 - The Core Tension 10:50 - Why $1 Million May Be Too Much for Many 13:30 - A Practical Framework 14:50 - Bloopers Most retirees fear running out of money — but new research shows the opposite is more likely. Financial planner Michael Kitces ran long-term simulations and found that a 4% withdrawal rate often leaves retirees with far more wealth than they started with. Imagine retiring with $1 million and ending with $5 million — that’s the hidden math of retirement spending. In this video, I break down why the 4% rule works, how portfolios grow in retirement, and what this means for your financial plan. Some of my favorite books: https://amzn.to/3KF3tlr Camera & equipment I use: https://amzn.to/3Z20lof Disclaimer: Please note that this video is made for entertainment purposes only and not to be taken as financial advice. Always make sure to do your own research. Join the family & subscribe to my channel here:    / erintalksmoney   Thanks for watching, I appreciate you!