Why are These Florida 55+ Homes This Cheap? скачать в хорошем качестве

Why are These Florida 55+ Homes This Cheap?

Have a question or want to schedule a showing? P. (407) 970-0958 E. [email protected] W. www.Explore55plus.com 55+ Manufactured Homes: Lot Lease vs. Land-Owned (Real Costs in Central Florida) Are lot lease manufactured homes actually cheaper than buying where you own the land? In this video we tour two real listings in Clermont/Groveland—one with fractional (co-op) land ownership on the Clermont Chain of Lakes and one in a lot-lease community—then break down monthly costs, taxes, insurance, HOA/lot rent, and the true long-term math. You’ll see why the monthly payments often end up surprisingly similar, where lot-lease buyers can save (no property taxes, bundled utilities/amenities), and when owning the land tends to win long-term. We also talk lifestyle tradeoffs—like golf-cart access to downtown Winter Garden (Hyde Park), lake access, amenities, and what you actually get for your money. What You’ll Learn The difference between co-op/fractional ownership vs. lot lease Current examples: Emerald Lakes (on water, co-op) & Woodlands at Church Lake (lot lease) What lot rent typically includes (utilities/amenities) Why lot-lease buyers usually don’t pay property taxes (and what pass-through fees to expect) Insurance ranges for manufactured homes vs. single-family Apples-to-apples monthly cost comparison (including a $79,900 lot-lease home vs. ~$185,000 land-owned) When lot lease can make sense (lifestyle/location) vs. when land-owned is the better financial play Chapters 00:00 Intro — Why lot lease vs. land-owned isn’t an easy answer 00:48 Emerald Lakes tour (55+, on water, co-op/fractional land ownership) 02:45 Clermont Chain of Lakes overview + boat included details 04:55 Fees breakdown at Emerald Lakes (what HOA covers) 05:16 Woodlands at Church Lake tour (lot-lease, on Church Lake) 06:55 Lot rent, no property taxes (pass-through fee), amenities included 07:55 Insurance ranges: manufactured vs. typical single-family 09:45 The math: monthly costs often “eerily similar” 11:30 Apples-to-apples comparison: $79.9K lot-lease vs. $185K land-owned 12:45 Long-term value: why owning land usually wins over time 13:46 When lot lease can still make sense (e.g., Hyde Park, Winter Garden) 14:20 How to get help (connect with our 55+ specialist team) 14:40 Outro Quick Comparison From the Video Lot Lease: Typically no property taxes, lot rent often bundles water/sewer/trash and amenities; insurance often lower (insuring the home, not land). Land-Owned: You pay property tax + HOA, and insurance may be higher; however, equity & resale usually outperform long-term. Example discussed: Using ~$75–80K cash as a down payment on a land-owned home can make the monthly similar to (or cheaper than) buying a cheaper home cash on a lot lease once you add lot rent. FAQs Do you pay property taxes on lot-lease homes? Generally no (you may see a small pass-through fee twice a year). Is insurance cheaper on lot-lease manufactured homes? Often, yes. The transcript cites ~$1,300–$1,800/yr vs. many single-family quotes being higher (varies by home/insurer). So which is cheaper? Monthly costs were often similar in our examples. Over time, owning the land tends to be financially stronger due to equity/resale. Thinking about a 55+ move in Central Florida? Our team specializes in 55+ communities—we’ll help you compare lot lease vs. land-owned, run real numbers, and find the community that fits your lifestyle. 📞 Call/Text/Email (on screen in video) 🌐 Visit our website to get matched with a local specialist Hashtags #55Plus #ManufacturedHome #LotLease #ClermontFL #CentralFloridaRealEstate #RetirementCommunities #Florida55Plus Suggested Tags (copy/paste) 55 plus communities Florida, 55+ communities Clermont, Clermont Chain of Lakes, manufactured home Florida, lot lease vs own land, co-op ownership Florida, Emerald Lakes Clermont, Woodlands at Church Lake, Hyde Park Winter Garden, retire in Florida, Florida retirement communities, Central Florida real estate, property taxes Florida, home insurance Florida manufactured, HOA vs lot rent Notes & Disclaimers Communities, fees, taxes, insurance, and pricing change frequently and vary by unit and buyer profile. Always verify current numbers with the community, county, lender, and insurer. This video is for informational purposes and is not financial or legal advice.