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Don't let paperwork be the reason you are hit with a lifetime late-enrollment penalty. If you are working past 65 and finally ready to transition off your employer-sponsored health plan, knowing exactly how to handle Form L-564 and Form 40-B is the key to a stress-free transition. In this video, we break down exactly how to fill out these forms and the strategic order you must follow to avoid a processing nightmare. Medicare Made Simple Guidebook: https://drive.google.com/file/d/1Xay6... L-564 Form: https://drive.google.com/file/d/1CWhy... 40-B Form: https://drive.google.com/file/d/1pXEk... What You’ll Learn in This Video: • Form CMS-L564: Why this employer-signed form is your "Golden Ticket" to waiving lifetime Part B penalties. • The L-564 Filling Trick: What to do if you can't remember your exact employment dates from years ago. • Form CMS-40B: The specific application you need to secure your Part B coverage after age 65. • The Strategic Order: Why you must apply for Medicare Part A first to get a claim number before submitting your Part B paperwork. • The 2026 "Credible Coverage" Trap: Why the new $2,100 drug cap means your current employer plan might no longer be considered "credible" by Medicare. • HR Communication: Exactly what questions you need to ask your benefits specialist before you retire. ✅ Subscribe for more technical Medicare guides and step-by-step walkthroughs. 💬 Comment Below: Are you transitioning off an employer plan this year? Ask your paperwork questions here! 📢 Share this with a co-worker who is planning to retire soon. ⏱️ Timestamps: 0:00 Introduction to Medicare Enrollment Forms 0:59 Form L564: Proof of Creditable Coverage 3:12 Form 40B: Applying for Medicare Part B 5:06 Verifying Your Part D Creditable Coverage Need Personalized Help? Call us at ☎ 1-855-230-4205 Schedule a FREE Medicare timing review with our licensed experts and get clear answers for your specific situation: https://www.medicarehub.org/