Why 50% of Japanese University Students Graduate in Debt: The Reality of "Scholarships" скачать в хорошем качестве

Why 50% of Japanese University Students Graduate in Debt: The Reality of "Scholarships"

In the 1970s, tuition at Japanese national universities was only $240. Today, it has skyrocketed by 1500%. Over 50% of students now graduate with a massive "Scholarship" that is actually a student loan. In this video, I break down the hidden reality of Japan’s "Scholarships" and the critical "Cost of Information" that dictates a student's financial future. Based on my own experience of navigating this system, I explore how the term "Scholarship" in Japan often disguises a student loan. We will look into the societal issues that leave young people defenseless against this debt, such as the misleading naming and the lack of financial education, which lead many to realize the true weight of their 20-year repayment plans only right before graduation. Furthermore, I explain the fundamental hurdle of Japanese public support: the "Opt-in" nature or "Application-ism." Since help is not automatic, surviving in Japan requires winning an "Information War." Finally, I share actionable strategies—such as utilizing university waivers and JASSO exemptions—to help you navigate this complex system and minimize the financial burden. Follow Shimba Channel for more insights into the real Japan. If you have questions, please feel free to drop a comment! [Timestamps] 00:00 Introduction 02:42 Section 1: The Name Trap & The Financial Education Void 05:55 Section 2: Facing the "Reality" Right Before Graduation 08:05 Section 3: The Information Gap — The Hurdle of "Application-ism" 11:00 Section 4: Japan’s Scholarship System and Other Financial Aids 11:30 There isn't just one "window" for applications. 13:04 The overwhelming value of your "grades" while in school. 14:08 A chance for a "major comeback" looking toward the future. 15:02 Safety nets for correct risk evaluation. 16:03 Section 5: Conclusion and Final Thoughts 17:43 Closing Remark #Japan #Scholarship #StudentDebt #JASSO #LivingInJapan #StudyInJapan #FinancialLiteracy #StudentLoans #EducationCrisis #JapaneseCulture