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Office Hours is a semi-monthly virtual student loan clinic presented by the Maryland Center for Collegiate Financial Wellness. We answer your questions in this free, trusted venue to help you navigate student loans and prepare for financial success beyond repayment. The content in this video is based on information available as of January 8, 2025. Hosted by Dr. Tisa (@tisasilvercanady). This edition covered topics including: how to view PSLF progress more easily things to think about before switching from SAVE to another IDR plan SAI differences from one year to the next when income and assets haven't significantly changed Disclaimer: Office Hours is presented by the Maryland Center for Collegiate Financial Wellness for informational purposes only. The information presented does not represent financial or legal advice. Borrowers are responsible for all decisions and outcomes related to their student loan repayment and/or cancellation experience. The borrower experience is evolving, more changes are expected and we will share them in future editions of Office Hours. #Maryland #financialaid #FAFSA #studentloans #studentloanforgiveness #IDRadjustment #consolidation #parentplus #PSLF #gradschool #studentloandebt #FFELP #FFEL #officehours #mhec Content 00:00 Welcome 02:06 Update on PSLF 04:02 Update on SAVE and the IDR Adjustment. What's happening? 05:33 New, easier way to view PSLF progress 06:38 My payment count says 120 payments with 0 remaining. Does this mean what I think? Should I continue to make payments on my student loan? 09:53 Do payments made prior to Federal employment qualify towards PSLF? 11:57 I recently decided to apply for IBR from the SAVE plan. Mohela has not acknowledged receipt of my application anywhere on my account. What should I do? Should I resubmit the documents? 15:13 I logged onto studentaid.gov and had a zero balance on my account. I was afraid to get excited, so I returned and checked, and now I have a balance again. 18:59 If we stay on SAVE will they push the recertification date to sometime in the future? 19:44 Are dates for the end of forbearance and the end of SAVE simply mathematical based on when she was put into forbearance and put on the SAVE plan? 20:29 Would you recommend switching to a different IBR plan? 23:19 My qualifying employment started on January 15, 2015. Should I apply for PSLF today or wait until January 15? 28:35 Recently completed the 2025-26 FAFSA as a rising sophomore, SAI increased from ~6300 (Pell eligible) to ~24400 with negligible changes to income, investments, etc. What is this and what gives? 30:39 My mother is a contributor for my FAFSA and it’s asking the day she became a resident or the day she moved to the U.S but unfortunately she isn’t a resident. She has a SSN number due to a work permit. How do I fill this out? 31:49 I'm confused by the FAFSA website telling me I may be eligible for the Pell Grant. I was under the impression that the Pell Grant can only be used on the first degree. 35:58 What’s the deadline for the FASFA this semester? 38:16 Which FAFSA Form should I complete? New graphic from @FederalStudentAid 40:29 A resource for Marylanders who are experiencing student loan servicing issues-the MD Student Loan Ombudsman 43:34 Has MCCFW helped you? We want to hear from you! 44:03 MCCFW reaches $20 million milestone in loan forgiveness victories 47:14 If Office Hours has helped you, tell us!