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In this roadblock talk, Yangye Zhu, Engineering Manager at Torpago, shares how the team integrated Open Policy Agent (OPA) into their real-time payment gateway to enforce dynamic fraud detection and funding rules. The session covers the implementation of Just-In-Time (JIT) Funding, where credit card transactions are evaluated against custom business logic before approval. Attendees will gain insights into the system’s architecture—built with Golang, PostgreSQL, and real-time monitoring—to ensure secure, low-latency decision-making without disrupting legitimate transactions. Follow Yangye Zhu LinkedIn: / yangyezhu About fintech_devcon fintech_devcon is a conference for fintech developers and builders designed to unlock knowledge and bring about the next decade of financial innovation. Presented by Moov, this conference covers a wide range of topics and sectors including banking, payments, investing, compliance, and more. Follow this channel or join us each year to get hands-on tools, best practices, and industry secrets used by developers in fintech today. Visit the fintech_devcon website https://fintechdevcon.io/ Follow fintech_devcon on X https://x.com/fintechdevcon Join Moov's Slack community https://moov.io/community About Moov Moov is a new kind of payments company, built from scratch in the cloud to make payments easier for developers and businesses. With Moov, businesses accept, store, send, and spend money — all through one simple integration. Moov is driven by a give-first mindset and supports a thriving network of developers with open-source libraries and a growing community. Discover how Moov can transform your payment operations at moov.io.