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In this video, I break down my 3-fund ETF portfolio for beginner investors who want to build wealth long term without overcomplicating things. This portfolio is designed for people who prefer low-cost ETFs, consistent investing, and letting time do the work instead of constantly trading stocks. 📊 My portfolio allocation: 50% VOO – Broad U.S. market exposure 30% VGT – Technology and long-term growth 20% VYM – Dividend and value exposure 📌 In this video, I explain: Why ETFs are ideal for beginner investors What each ETF does and why it’s included Why I overweight tech as a young investor How this portfolio balances growth and stability Common mistakes beginners make when investing How often I rebalance and invest This video is for educational purposes only and not financial advice. Always do your own research before investing. 👇 Comment below: if you could only own 3 ETFs, which would you choose?