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🚀 Build financial freedom with valuable lessons and resources: https://millennialswithmoney.thinkifi... From January 2026, Spain introduces new tax reporting rules under Real Decreto 253/2025, giving Hacienda greater visibility over card payments, Bizum transactions and certain cash movements. In this video, I explain the Spain 2026 tax changes, including the €25,000 annual card rule, what changes for autónomos and businesses, and which banks and fintechs like Wise, Revolut and N26 are affected. You don’t need to declare anything yourself, but spending that doesn’t match declared income may raise red flags. 💸 Mentioned in this video: 🔹 Hacienda Summary (English): https://sede.agenciatributaria.gob.es... 🔹 BOE Real Decreto 253/2025 (Spanish): https://www.boe.es/buscar/doc.php?id=... 🔹 Rankia Blog (Spanish): https://www.rankia.com/blog/mejores-t... 💸 Chapters: 0:00 - Intro 0:24 - Real Decreto 253/2025 01:07 - Important for Autonomos 02:55 - €25,000+ spent by card 07:10 - What it means for you 💸 🔹 Download Spanish Tax Calculator, Visa Guide and more: https://millennialswithmoney.com/store/ 🔹 Become a channel member: / @millennialswithmoney 🔹 Become a Patreon: / millennialswithmoney 💸 Follow me on social media: 🔹 Instagram: / millennialswithmoney_ 🔹 TikTok: / millennialswithmoney 🔹 Facebook: / millennialswithmoney 🔹 X: / millennials_wm 🔹 Website: https://www.millennialswithmoney.com 💸 Partners and Affiliates: 🔹 Bureaucracy.es - Get a special discount on legal support through your Spanish visa application: https://www.bureaucracy.es/millennial... 🔹 PRO Spain Consulting - Immigration, Legal and Tax experts: https://prospainconsulting.com/main?u... 🔹 10% OFF Sworn Translation with Hisparos with the code "MWM10" at checkout: https://www.hisparos.com/en/?rel=mill... 🔹 Native Teams Native Mobility Service: https://nativeteams.com/native-mobili... 🔹 Wise - A cheaper, faster way to send money abroad: https://wise.prf.hn/l/708eRo8 🔹 Find cheap flights with Skyscanner: https://skyscanner.pxf.io/y2Qvqy 🔹 Get compensation for delayed flights with Airhelp: https://www.airhelp.com/en-int/? 🔹 Raisin, a high interest savings platform in Europe: https://raisin-es.pxf.io/millennials 🔹 UBIGI Cellular Data for Travel: https://few.cellulardata.ubigi.com/?P... 🔹 NordVPN sign up link: https://go.nordvpn.net/aff_c?offer_id... 🔹 Trading 212, free share worth up to £100/€100 (open account and deposit €1/£1 on the platform): http://www.trading212.com/invite/GIXJ... 💸 About me: Welcome to Millennials With Money! My name is Jonny, I'm a financial analyst from the UK, currently living and working in Spain. I created this channel to help and inspire young people to improve their financial situation and live life to the full by sharing my own experiences with money and living abroad. I upload content on a weekly basis about personal finance, how to invest your money, tips to help you save more money, real estate and property, and travel and living overseas. Everybody is welcome in the Millennials With Money community! Let's get this money!!! 💸 Music by Epidemic Sounds: https://share.epidemicsound.com/o6n1px 💸 #spain #autonomosespaña #hacienda 💸 DISCLAIMER: The opinions and views shared on this channel are for entertainment and educational purposes only and are not to be taken as financial advice. Always conduct your own research prior to making any financial decision. Millennials With Money cannot be held responsible for any financial loss incurred from any decisions you make following this video.