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Title Insurance 101: What is Title Insurance & What Does it Cover

Title Insurance made easy. Listen in on the significance of title insurance with Jo Ann Koontz and Jackie Durham (Koontz Associates, PL). Obtaining title insurance is an important part of purchasing a piece of real estate. Title insurance protects you as the buyer from any issues that may arise during a transfer of ownership. Learn the basics as title search, surveys, and how title insurance can protect buyers from unforeseen issues with properties and more.  1:14 Why buy title insurance? How does title insurance protect me?  6:38 What is a Title?  9:40 Basic Elements of A Title. (Recorded, unrecorded and hidden rights) 11:14 What does title insurance cover? 14:18 Examples of issues covered by title insurance. 20:40 Coverage Examples 27:00 Lender Policy Misconceptions 29:52 What is a Title Search 31:30 What is a Municipal Lien Search? 32:28 Additional Searches Available 35:18 Why You Need A Survey 39:16 Title Insurance Rates 40:09 Potential Disruption of Title Insurance Coverage SPEAKERS Koontz & Associates, PL | Jo Ann Koontz Koontz & Associates, PL | Jackie Durham For more information about Koontz Associates, PL: https://www.koontzassociates.com