From Debt to Abundance: The Budget Mom's Secrets to Financial Freedom скачать в хорошем качестве

From Debt to Abundance: The Budget Mom's Secrets to Financial Freedom

Ready to go from debt to abundance? Kumiko Love, "The Budget Mom," joins the Inspired Money podcast to share her powerful journey from $77,000 in debt to achieving true financial abundance. In this incredibly open conversation, Kumiko shares her full financial story, from the "dark days" of constant fear over money to building a 7-figure business from a $3.99 blog. She details the $1.09 ice cream cone that served as her final wake-up call and the first question you must ask when you're ready for a change. Kumiko breaks down why most budgeting methods fail and explains her practical and effective "Budget by Paycheck" method. She also reveals why she chose the debt avalanche method (not the snowball) to tackle her $77k in debt, and how to build real financial confidence by shifting from a scarcity mindset to one of abundance. This episode is a masterclass on how your financial journey reveals your true values and why you can't have financial confidence if you don't like yourself. If you're ready to stop living in fear and start building a life of abundance, this is a must-watch. 🕒 Timestamps 🕒 0:00 - Meet Kumiko Love: From $77k in Debt to "The Budget Mom" 0:31 - The 10-Minute Routine for Financial Peace of Mind 3:13 - Earliest Childhood Money Memory (Counting Tips) 5:06 - Understanding the "Scarcity Mindset" from Childhood 7:03 - How to Shift from a Scarcity to Abundance Mindset 9:03 - Why Your Financial Journey Has "Nothing to Do With Numbers" 10:00 - The Dark Days: Constant Fear and Anxiety Over Money 11:14 - The $1.09 Ice Cream Cone That Was the Final Wake-Up Call 13:04 - The First Question to Ask When You're Ready for Change 16:26 - How to Build Real Financial Confidence (and Ignore Judgment) 18:00 - Why She Bought Her Dream House With Cash 20:22 - Why Most Budgeting Methods Fail 22:03 - What is the "Budget by Paycheck" Method? 22:34 - Why She Chose the Avalanche Method (Not Snowball) 24:46 - A Budget Isn't for Bills, It's for REAL Life 27:46 - How Much Time Does Budgeting Really Take? 29:33 - The Full Story: Paying Off $77k in Debt 32:16 - How a $3.99 Blog Became a 7-Figure Business 36:04 - "What you see as no value, someone else sees the world in it" 37:00 - The #1 Rule for Creating Products That Sell 42:46 - How a Financial Journey Reveals Your True Values 46:33 - The Real Reason for Her Overspending (It's Not What You Think) 50:04 - The "No New Clothes for a Year" Challenge 52:20 - You Can't Have Financial Confidence If You Don't Like Yourself 53:13 - Kumiko's Definition of True Success 56:35 - Where to Find "The Budget Mom" 57:19 - Host Recap: Key Takeaways Show notes: https://www.inspiredmoney.fm/265 Guest Bio: Kumiko Love is the founder of The Budget Mom, a community that guides women on their path to financial success. She's the creator of the Live Rich Planner® and Budget by Paycheck® Workbook, tools designed to help you organize your finances and achieve your financial goals. https://thebudgetmom.com   / thebudgetmom     / thebudgetmom​     / thebudgetmom     / thebudgetmom      / @thebudgetmom   This episode is brought to you by www.yaahdy.com. Use coupon code 'money' for 10% off your entire order. 🎥 Episode Credits: Transmedia Producer: Bradley Jon Eaglefeather Editor: Andrew W and Fiza Mir Animator: Chad Lawrence Web Work & Social Media: Bradley Jon Eaglefeather ✉️ Subscribe to Andy's email newsletter for investment insights: https://www.runnymede.com/newsletter #budgeting #debtfreejourney #financialfreedom #InspiredMoney #KumikoLove #TheBudgetMom #Eaglesvision