ACH Rules (NACHA) Explained 2026: Authorization, Returns, SEC Codes & Reg E скачать в хорошем качестве

ACH Rules (NACHA) Explained 2026: Authorization, Returns, SEC Codes & Reg E

ACH powers direct deposit, online bill pay, autopay, and so much more—but it only works because the ACH Network follows a strict rulebook. In this Jay Get It ACH Series episode, we break down ACH Rules & Regulations (Nacha/NACHA) for 2026 in a practical, easy-to-apply way. You’ll learn: ✅ Who sets the ACH rules (and how the “rule stack” works) ✅ What authorization REALLY means (and why it’s the #1 compliance issue) ✅ The return timelines that matter (including unauthorized claims) ✅ Why SEC codes (PPD, WEB, TEL, CCD) aren’t “ops stuff”—they’re compliance ✅ How reversals work (and why they’re not a magic undo button) ✅ Key fraud + security controls (including WEB account validation concepts) ✅ Same Day ACH guardrails and what to watch as rules evolve ✅ A simple ACH compliance checklist you can use before sending/accepting entries If you work in banking, credit unions, fintech, payments ops, payroll, AR/AP, risk, or compliance, this is the ACH breakdown you’ll want saved. 📌 Next in the series: ACH Integration & Implementation — how to set it up and avoid the most common mistakes. 👍 If this helped, hit like, subscribe, and share with someone who touches ACH files. Disclaimer: This content is for educational purposes only and is not legal, financial, or investment advice. Rules can change and facts matter. Consult qualified professionals and refer to official Nacha resources. #ACH #Nacha #NACHA #Banking #Payments #Fintech #Compliance #RegE #SameDayACH #RiskManagement #FraudPrevention #Operations #banktraining #bankingjobs #ACHExplained #AutomatedClearingHouse