Credit Bureau Errors Cost Me $50K (Here's How I Fixed It) скачать в хорошем качестве

Credit Bureau Errors Cost Me $50K (Here's How I Fixed It)

If you think “my credit report is probably fine,” this video might save you thousands. I found errors across my credit bureau reports (Experian, Equifax, and TransUnion) and those mistakes cost me roughly $50,000 through higher interest rates, worse loan terms, and missed opportunities. In this episode, I break down exactly what happened and the real process I used to fix it: how I pulled all three reports, how I identified the errors, how I filed disputes the right way, and when I escalated it (including a CFPB complaint). If you’re planning a refinance, car loan, mortgage, or business funding, cleaning up your credit reports first can be a game-changer. Like, subscribe, and share this with someone who keeps saying, “I don’t know why my score is low.” Time Lapse / Chapters (27:46) 0:00 The shock: credit errors cost real money 0:18 Channel intro + today’s story 1:10 Credit score vs. credit report (quick clarity) 3:05 How the “$50K” loss adds up (rates + terms + opportunity cost) 6:00 How to pull all 3 credit reports (fast + legit options) 8:20 Most common bureau errors (real-world examples) 11:05 How to dispute correctly (proof + strategy) 15:10 Online dispute vs. certified mail (what I used and why) 18:05 Disputing directly with the furnisher (key move) 20:40 Escalating with a CFPB complaint (when they won’t fix it) 23:10 What changed after the fix (score + approvals) 25:15 What to do today (simple action plan) 26:40 Wrap-up + quick disclaimer 27:46 End Hashtags #CreditReport #CreditRepair #CreditScore #Experian #Equifax #TransUnion #CFPB #FCRA #PersonalFinance #WealthBuilding #FinancialFreedom #MoneyTips #MortgageTips #LoanTips #FinancePodcast