People Are Chronically Under-Insured with Matthew McDaniel скачать в хорошем качестве

People Are Chronically Under-Insured with Matthew McDaniel

When it comes to life insurance, most people are underinsured. Not because they don’t care about their families, but because talking about mortality is uncomfortable and the conversation is often product-centric and not planning-focused. It’s fair to say that 1-2 million sounds like a lot. We want the planning conversation to be need-focused more than cost-focused. A few variables we often look at when determining adequate coverage: 1. Covering housing/mortgage 2. Covering education for all kids 3. A remaining income horizon 4. The possibility of outgrowing old insurance levels over time How long has it been since you’ve looked at your insurance design? If you can’t remember, this might be a conversation revisiting.